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Commercial Property &
Casualty
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2010 ISO Commercial Auto
Forms Revision
The Institutes
Arthur L. Flitner, CPCU,
ARM, AIC
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Insurance
Services Office, Inc. (ISO)
has revised its commercial
auto forms and endorsements
for a June 1, 2010,
effective date in most
states.
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Read More >>
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Coverage for Domestic and
Agricultural Employees
FC&S
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Domestic,
agricultural, and casual
employees are not treated in
a uniform manner under the
workers compensation (WC)
mechanisms of the various
states.
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Read More >>
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Brick Restoration and Repair
National Underwriter Company
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There are
many ways that a building
incurs a hole. However,
there are generally a
limited number of ways to
properly fill the holes.
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Read More >>
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Employee Benefits
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The Impact of the Recession
on Employment-Based Health
Coverage
Employee Benefit Research
Institute
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This Issue
Brief examines changes in
health coverage among
workers during the recession
that started in December
2007. Data from the Survey
of Income and Program
Participation are used to
examine health coverage
prior to the recession, and
as recently as July 2009.
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Read More >>
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Leveling The Playing Field
With Turn-key Deferred Comp
Solutions
National Underwriter Company
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In the
past, when small to
mid-sized companies tried to
effectively compete with
larger businesses for top
talent, nonqualified
deferred compensation plans
(NQDC) were off the table or
very expensive to implement
and informally fund.
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Read More >>
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Personal Insurance
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Are You Shopping for a New
Home? Take into Account the
Insurance Implications of
Buying a Specific House
Insurance Information
Institute
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With home
prices continuing to be
competitive and interest
rates low, many people are
dipping their toes into the
real estate market.
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Read More >>
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Reduce Your Social Host
Liquor Liability Exposure
International Risk
Management Institute
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The
National Highway Traffic
Safety Administration
(NHTSA) estimates that
nearly 13,000 people per
year (about 35 per day) are
killed in alcohol-impaired
driving crashes. Many of
these tragic accidents
happen after an inebriated
person leaves a party—an
event in which the host of
that party might be held
liable for injuries and
deaths to innocent parties.
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Read More >>
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Sewer Backup Is a Drain,
Man: Are You Covered?
Insurance Information
Institute
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Recent
heavy rains have
overburdened sewer systems,
causing raw sewage to back
up into drains in homes
throughout the country.
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Read More >>
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Financial Security
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Total Individual Account
Retirement Plan Assets, by
Demographics, 2007, With
Market Adjustments to March
2010
Employee Benefit Research
Institute
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Workers’
participation in a
retirement plan, either
through an employment-based
arrangement or individually,
is a crucial factor in
accumulating sufficient
resources to pay for
expenses in retirement.
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Read More >>
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Many Still Fail To Plan For
Retirement
National Underwriter Company
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Many
Americans say they are
concerned about their
retirement but have done
little about planning for
the future, a new study by
the Society of Actuaries
finds.
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Read More >>
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Retirement Annuity and
Employment-Based Pension
Income, Among Individuals
Age 50 and Over: 2008
Employee Benefit Research
Institute
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Future
retirees will likely be more
reliant on assets they must
manage themselves. Fewer
workers are participating in
a defined benefit (pension)
plan, which used to almost
always pay benefits in the
form of an annuity upon
retirement.
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Read More >>
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